*** This is a sponsored post. This is a true story and all ideas are my own***
The second I realised I’d left my diamond engagement ring at home while the painting contractor was painting the exterior of the house I knew that I should go back and put it on my finger.
I didn’t however, and when I got home on that 40C day the lad who’d been painting my house for 3 weeks met me at the gate complaining of a migraine and he needed to split. I was hot, the kids were bothered, so I bid him adieu and off he trotted… it took me an hour to realise that although my wedding bands that sat either side of the ring were still on the kitchen counter, the sparkling ring with the pretty stones was gone.
I called his boss immediately and he gave me his number but I knew I was playing a risky game accusing someone of being a diamond thief.
So I didn’t.
I simply called him and told him I’d misplaced it and asked if he had seen it. He swore on his children’s eyes that he didn’t know what I was talking about.
The police fobbed me off saying I had no proof, and maybe my toddler ate the ring. The didn’t dust for prints because although he was painting outside, he may have come inside to use the bathroom and I had left a door open. I called my insurance company because as priceless as it was in sentimentality it was also expensive, the kind of expensive that I couldn’t imagine myself being able to replace.
The good news was I got straight through without sitting on hold. The bad news was when I moved house I forgot to notify the insurance company so I didn’t receive the letter telling me I needed to renew.
If I’d been with Youi home and contents insurance, this wouldn’t have happened because they renew automatically with no added paperwork, but that wasn’t my only problem…
Because the guy had been invited into my house it was unlikely that any insurance company in Australia would have covered the loss.
I was on my own.
I called the kid and I told him that after hanging out with him and seeing him chat to my kids over the last few weeks I could tell he wasn’t a bad guy. I told him that good guys sometimes make bad decisions and then feel trapped about doing the right thing because they might get into trouble.
He still denied it, but I could hear him waver.
I told him if it turned up in my letter box I wouldn’t question where it came from. We could just go back about our lives and forget it.
He denied it still.
Later that evening after calling him 5000 times like a stalker, he called me, and gave me a new mobile number to call him. He broke down finally with some cockamamie story that the mother of his children was leaving the country and he thought if he gave her a ring she would stay.
After a lot of cloak and dagger communique and an incredibly risky situation involving the thief, myself and a police sting, I FINALLY got my ring back.
Had I had my home and contents insurance up to date I would have been less inclined to risk my safety for that of a ring. I see now that I put myself in danger and although I had a happy result, it could have gone the other way.
The moral to the story is be careful of your precious belongings, not everyone is honest, and be sure not to let your insurance lapse because you might need it when you least expect it.
Have you anything precious stolen? Did you get it back?